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Frequently Asked Questions

Do you have questions about membership, or a product or service? Please select from the categories below to find answers to many commonly asked questions.

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A Home Equity Loan has a fixed term, a fixed rate and a fixed amount. A...    [Read More]
The maximum amount available for an APCI FCU Mortgage Refinance Loan is...    [Read More]
Yes, in fact this is the recommended first step in achieving the best deal...    [Read More]
The answer depends on the amount of equity available in your home. At APCI...    [Read More]
Yes, if our interest rate is lower than the interest rate you are paying on...    [Read More]
If you have built up equity in your home, you may choose to refinance your mortgage...    [Read More]
We do not offer purchase mortgage loans. However, we do offer Mortgage...    [Read More]
We offer a suite of real estate loans including Mortgages Refinance, Fixed...    [Read More]
APCI FCU does not offer financing on rental or any business type real estate...    [Read More]
The Credit Union does not offer Student Loans, but we do offer alternative ways...    [Read More]
We do not escrow taxes or insurance premiums on any real estate secured loa...    [Read More]
We do not sell our mortgages. When you refinance your home with APCI FCU, your...    [Read More]
We offer three easy ways for you to apply. Please visit our Loan Application...    [Read More]
A HELOC is a real estate loan secured by your primary or second (non business)...    [Read More]
Yes, we can provide a loan secured by your personal auto, truck, or motorcycle...    [Read More]
There is a one-time processing fee of $575 due at the time of disbursal. This...    [Read More]
A Signature Loan is a personal, unsecured loan. We offer two term options...    [Read More]