Regulation D (Reg) is a Federal regulation which applies to all financial institutions. It was created by the Federal Reserve Board to control the supply of money available in the U.S. and to ensure financial institutions have adequate reserves. This Reg classifies share accounts as either “transaction” or “non-transaction” accounts.
To learn more about Regulation D please view the following:
- Common Transaction Types for Regulated Share Savings Account Suffixes
- Suggestions to Prevent Transaction Denials Due to Reg D Violations
Your current Reg D transfer count is available within APCIRCUIT® when you click Transactions followed by Account Info.
If you have additional questions on Regulation D, please contact APCI FCU at (800) 821-5104 during business hours.