We offer free APCI PAY Online Bill Paying Service® to our members who have a Share Draft Checking Account. APCI PAY® is a safe and secure way to pay your bills online. To learn more, view our APCI PAY® demo. To self-enroll, log in to APCIRCUIT® PC Home Banking Service and click on the APCI PAY® tab. Select your Share Draft Checking Account and read and agree to the terms of the APCI FCU Online Bill Pay Agreement.